Businesses are considered high-risk due to industry type (CBD, nutraceuticals, coaching), high average transaction values, subscription billing models, or previous processing issues like chargebacks. Traditional banks often avoid these businesses, but specialized processors understand and accommodate these models.

Most merchants get approved within 24-48 hours after submitting a complete application. The entire setup process typically takes 3-5 business days before you can start processing payments. This is significantly faster than the industry average of 2-3 weeks.

Rates vary by industry and risk level but typically range from 2.9% to 4.5% plus a small per-transaction fee. This is often 1-2% lower than what most high-risk merchants are currently paying. All fees are transparent with no hidden costs or surprise increases.

In most cases, no. Our solutions integrate with popular platforms like Shopify, WooCommerce, and most major shopping carts. We can also provide custom integration support if you're using a proprietary system. The transition is designed to be seamless for both you and your customers.

We specialize in helping businesses that have been terminated or placed on the MATCH/TMF list. Our processor relationships understand that terminations often happen due to misunderstandings about your business model rather than actual violations. We have a high success rate with previously terminated merchants.